Decide every payment
before it lands.

A verdict returns in well under 150ms at p99, with a p50 under 30ms. Hard per-processor budgets are enforced in CI — if any engine blows its slice, the decisioner falls back to its last partial result with a confidence penalty rather than holding the response.

UPI, IMPS, NEFT, RTGS, cards, ISO 8583, SWIFT MT & MX, SEPA, FedNow and ACH — each normalized by a per-rail adapter into one canonical internal event schema, so your rules and models never care about the wire format.

Every verdict ships with its full reason path — which typologies fired, which rules matched, and the contributing scores. It's hashed into an append-only log with periodic Merkle roots anchored to object storage, so tampering is mathematically detectable.

Every record, cache key, message subject and log line carries a tenant_id enforced at the infrastructure level. PostgreSQL row-level security blocks cross-tenant reads at the engine, and per-tenant DEKs mean a database compromise yields only ciphertext. Isolation fuzz tests gate every build.

Yes. Rule Studio lets your analysts author rules in a sandboxed CEL DSL, test them against historical transactions in a playground, A/B them, and ship per tenant with no deploy. Each rule tracks its own hit rate, false-positive rate and latency.

Every service ships as a signed Docker image and runs on Kubernetes — EKS, GKE, AKS, or your own cluster. Infrastructure components are all OSS and portable, so there's no managed-service lock-in. Data stays in the region the tenant selects at onboarding.